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  #11  
Old 11-20-2011, 04:40 PM
Chuck
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That's great news Dave, congrats!
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  #12  
Old 11-20-2011, 08:38 PM
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The first danger this week will be the 10% chance of being Gazumpted

Basically I have oral acceptance...but until we progress slightly, there is a space of about a week where anyone interested in the property prior to it comming of the market, may wish to place a higer bid.

its terribly unethical, rather rare, and extremely unfortunate, for if it were to happen, we do not have the funds to enter a price war. 86K is our final offer...if someone appeared and place 87K for example...we'd be through.

We do know there was one other prospective buyer who viewed the house after we did, but before we put in the offer. Now the owners have aggreed to remove the house from the market...but if these people left their details, they will be told first thing on monday that the house is no longer available...thats the dangerous point...thats when they could try to gazumpt

I pray it doesnt happen, coz I have my sights set on that house...and its a low possiblity as people dont tend to wait around...had they desired the house they should have already placed an offer...so its unlikely...but for the next week, its the possibility that could screw me out of a future...so I gotta mention it
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  #13  
Old 11-22-2011, 07:23 PM
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I am so happy for you. Only listen to people wishing you good. some people are negative even though they don't mean to be. i am so proud of you! you have done some good things in your life the last few years. this is definately because of your hard work. I wish you all the best!!!! Let us know as soon as you get the final good news!!
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  #14  
Old 11-22-2011, 08:20 PM
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We hit our first bump in the road today. We moved to progress on the mortgage and the bank refused without proof that my earnings would increase enough so that at the end of the five years the mortgage could looose its Gaurentour status.

This is stupid because noone can PROOVE they will earn a pay rise...let alone stipulate what it will be.

It prooved one thing to us...that this Mortgage is actually designed for qualifying professional who CAN proove that once qualified within the five years, they will earn more.

But that was not how the mortgage was advertized. So that Bank is on my blacklist and when all is over I shall name and shame.

We then held authorization on the Lawyers starting searches pending a new mortgage.

We found one which was nearly as good, a three year fixed term gaurentour at a rate of 300 PCM. We have booked for paperwork on Monday. So Tommorow we shall get a list of what is required for the application, and we shall be able to release Authorization for the Lawyers.

The Damage for this foolhardery caused by a soon to be revealed bank, is a Single Days Delay in Lawyer Searching Procedures due to a days delay in the start time. On Ave about 5 more expense for me per month on completion....Servere Stress for the Financial Advisor, who has crammed another weeks worth of Brokering within a day (I am paying him well for his trouble ) and a pretty bad day for my Father who was acting on my behalf with my full authority
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  #15  
Old 11-22-2011, 08:41 PM
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hope it all works out .. your parents are pretty nice for going through all of this for you .. i think you should make a video blog for them and tell them how much you appreciate it
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  #16  
Old 11-22-2011, 09:01 PM
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Quote:
Originally Posted by rearnakedchoke View Post
hope it all works out .. your parents are pretty nice for going through all of this for you .. i think you should make a video blog for them and tell them how much you appreciate it
The financial side is actually what they would give to me were I to get married...so they are still spending the same on me as they would on my sisters...except, I am not getting married This is from savings I presume they have been growing for three decades

The dealing with business as my Representative is because my Fathers work allows him to be contacted by phone throughout the day and deal with stuff...My Mother teaches, and I am unavailable...so it kinda falls to him to sort everything out...Thankfully he is quite an extreme J aswell...so he has no problem with being organized and sorting this out...I have to say though...I am VERY impressed with the speed and level he is working at...Since the Conference call last Wednessday...Every Single Day there have been developments (Barr Sunday obv)

If you want to see my Father....he is VERY proud of this video indeed...I believe he has played it many times on DVD...so my Mother says

http://www.youtube.com/watch?v=Wgplrz-U0zU

YES I do now know what I shall look and sound like when I'm in my Mid 50s...bit frightening isnt it
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Old 11-22-2011, 09:15 PM
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http://www.youtube.com/watch?v=Rwm6ra5n4ic

....here was my contribution to the same proceedings
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