Originally Posted by NateR
So, what you're basically saying is that health insurance is great as long as you never get sick. But if you do actually get sick and… gasp!
…actually need to use that thing that you've been paying money into every month, then you should expect to be punished with higher premiums.
thats just like anything .. go and get into a couple of accidents and see what happens .. claims around general checkups, hospital stays for acute illnesses probably shouldn't affect your claims .... more chronic long term issues related to poor lifestyles choices like gastric bypass surgery etc may indeed push the needle on the premiums .. like i said, this is a long term solution ... it is similar to the program in Japan .. and they have one of the healthiest populations ...