I know a lot of younger people who are just going to take the penalty instead of signing up for insurance. For a family of 4 here in NC, it'll cost approximately $900 a month to insure everyone. Most families of 4 that I know, can't afford to add another bill of $900 a month. That's more than a lot of people's house payments here.
I'm lucky that I still get my employer plan. A lot of others don't have that option anymore thanks to the new laws.
My son made this for me: